Three licences — three different desks
Built for your scale. Priced for your needs.
Start is a single pawn shop. Pro adds branches, auction and accounts. Enterprise unlocks bank re-pledge and the AI chatbot. Call +91 99522 92120.
Traditional pawn shop
Swarna Start
Custom Quote / licence
Pawn desk for a single shop
Pawn desk for one shop
- 1 branch only
- Super Admin, Cashier, Staff
- One-page Easy Pledge
- Customer + KYC + masked Aadhaar
- Duplicate customer search
- Gold & silver, hallmark / HUID
- Daily gold rate (never overwritten)
- Single-rate interest schemes
- Interest, part principal, settlement
- Jewel photos & packet QR
- Pawn ticket print (A4)
- Cashier open / close
- Basic dashboard & 15 reports
- WhatsApp / SMS message log
- Auction lifecycle
- Double-entry accounts
- Multi-branch / vault chain
- Bank re-pledge
- AI chatbot & copilot
- Customer portal
Inquire about Swarna Start
MOST POPULAR Gold finance company
Swarna Pro
Custom Quote / licence
Gold finance house with accounts & auction
Everything in Start, plus
- Up to 10 branches
- Slab / multi-rate interest
- Partial jewel release
- Loan renewal (new pledge number)
- Vault · locker · chain of custody
- Full auction: notice → sale → surplus payable
- Double-entry accounts & books
- Maker-checker approvals
- Customer 360° + follow-ups / PTP
- LTV monitoring board
- Tamil Nadu pawn-broker registers
- Document / bill designer
- CSV / Excel import
- 35+ reports · English + Tamil ticket
- Bank re-pledge / refinance
- AI chatbot & owner copilot
- Gold-price stress test
- Customer mobile portal
- Unlimited branches
Inquire about Swarna Pro
NBFC / multi-branch / re-pledge
Swarna Enterprise
Custom Quote / licence
NBFC / multi-branch ERP with re-pledge & AI
Everything in Pro, plus
- Unlimited branches
- Bank re-pledge / refinance desk
- Floating AI chatbot (allowlisted)
- AI owner dashboard & insights
- Customer risk score (advisory)
- Gold-price stress & cash-flow forecast
- Customer mobile portal + secure QR
- WhatsApp & SMS provider adapters
- Loan & customer profitability
- Fraud / anomaly alerts
- 50+ reports · EN / TA / HI
- Backup & restore
- Versioned RBI / state compliance
- Custom roles
Inquire about Swarna Enterprise
Feature comparison
Licence quotes are customized based on number of concurrent desks, branches, and deployment preferences. Compliance settings must be reviewed against the organisation’s licence, entity type and applicable current regulations. This software does not itself make an organisation RBI or state-law compliant.